Please read these Terms carefully. By accessing truehomepath.com or requesting a consultation, you agree to be bound by these terms.
1. About True Home Path
True Home Path is a pre-foreclosure education and consultation service operated by Nicholas Joseph Devine in Connecticut and Massachusetts. We provide free guidance to homeowners facing foreclosure and connect them with appropriate resources — including attorneys, nonprofit housing organizations, HUD counselors, transitional housing providers, and The Property Warehouse LLC for homeowners who choose to sell.
- Operator: Nicholas Joseph Devine
- Website: truehomepath.com
- Phone: (860) 791-3608 / (860) 746-0893
- Email: joshua@truehomepath.com / varotsis@truehomepath.com
- Service Area: Connecticut and Massachusetts
2. Not Legal or Financial Advice
The information provided on this website and through our consultations is for educational purposes only and does not constitute legal, financial, or real estate advice. Always consult a licensed attorney before making decisions regarding foreclosure, loan modifications, short sales, or any real estate transaction.
3. No Guarantee of Outcome
We make no guarantees about the outcome of any foreclosure situation. Results vary based on individual circumstances, lender policies, and state law. Our role is to educate and connect — not to promise any specific result.
📱 Section 4: SMS / Text Messaging Terms (A2P 10DLC)
True Home Path, operated by Nicholas Joseph Devine, operates an SMS messaging program. By providing your phone number and checking the SMS consent box, you agree to the following:
4.1 Program Description
The True Home Path SMS program sends messages related to:
- Pre-foreclosure consultation follow-up and scheduling
- Information about your foreclosure options (loan modification, forbearance, short sale, etc.)
- Appointment reminders and confirmations
- Referral connections to attorneys, nonprofit housing agencies, or transitional housing programs
- General responses to your inquiries
4.2 Consent & Opt-In
SMS messages are only sent to individuals who have expressly consented by checking the SMS consent checkbox on our website form, verbally consenting during a phone consultation, or texting us first. Consent is optional and not a condition of receiving our services.
Age Requirement: You must be 18 years of age or older to consent to receive SMS messages. By consenting, you represent that you are 18 or older.
4.3 Message Frequency
Message frequency varies based on your inquiry and our communications. You may receive up to 5 messages per consultation inquiry.
4.4 Message & Data Rates
Standard message and data rates may apply. Rates are determined by your mobile carrier and plan. True Home Path does not charge for SMS communications.
4.5 Opt-Out Instructions
Reply STOP to any text message to opt out at any time. You will receive one final confirmation message. After opting out, you will not receive further SMS unless you re-subscribe.
4.6 Help & Support
Reply HELP to any message for assistance, or contact us at (860) 791-3608 / (860) 746-0893 or joshua@truehomepath.com / varotsis@truehomepath.com.
4.7 Supported Carriers
Compatible with all major U.S. mobile carriers. Carrier liability for delayed or undelivered messages is not assumed by True Home Path.
4.8 Privacy of SMS Data
Your phone number and SMS consent information is never sold, rented, or shared with third parties for marketing purposes. See our full Privacy Policy.
5. Referral Network Disclaimer
True Home Path connects homeowners with attorneys, nonprofit housing organizations, HUD counselors, transitional housing providers, and other professionals. These are independent third parties — we do not receive compensation for referrals and make no guarantee of their services. Always conduct your own due diligence before engaging any professional.
6. Relationship with The Property Warehouse LLC
True Home Path is affiliated with The Property Warehouse LLC (thepropertywarehouse.com). If you choose to explore selling your home, we may refer you to The Property Warehouse LLC. This referral is voluntary — we will never pressure you to sell or favor selling over other options.
7. Website Use
By using truehomepath.com you agree to:
- Use the site only for lawful purposes
- Provide accurate information when submitting forms
- Not attempt to disrupt or damage the site
- Not use automated tools to scrape or extract data
8. Disclaimer of Warranties
This website and its content are provided "as is" without warranties of any kind. We do not warrant that the website will be error-free or uninterrupted.
9. Limitation of Liability
To the fullest extent permitted by law, True Home Path and Nicholas Joseph Devine shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
10. Governing Law
These Terms are governed by the laws of the State of Connecticut. Any disputes shall be resolved in Hartford County, Connecticut, unless you are a consumer entitled to bring claims in small claims court.
11. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes take effect upon posting. Continued use constitutes acceptance.
12. Contact Us
True Home Path · Nicholas Joseph Devine
Phone: (860) 791-3608 | (860) 746-0893
Email: joshua@truehomepath.com & varotsis@truehomepath.com
Website: truehomepath.com