True Home Path
Receiving foreclosure notices is frightening — but it doesn't mean you're out of options. True Home Path provides free, honest education and consultation to help Connecticut and Massachusetts homeowners understand every path available to them.
We walk you through a clear, step-by-step process — no pressure, no confusion. Just honest guidance tailored to your situation.
We start with a confidential call to understand your situation — how far behind you are, what notices you've received, and what you're hoping to achieve.
Based on your situation, we map out every option available to you — from loan modifications to selling — with honest pros and cons for each.
We connect you with trusted attorneys, HUD counselors, nonprofit housing organizations, and transitional housing providers in our network — or refer you to our property solutions team if selling makes sense.
We support you through execution — whether that's a loan mod application, a short sale negotiation, or a fast sale so you can move forward with your life.
We believe every family deserves stability — not just those who can sell fast. That's why we've built relationships with nonprofit housing organizations and transitional housing providers across Connecticut and Massachusetts.
We connect you with free HUD-approved housing counselors in CT and MA who can help negotiate directly with your lender, review your loan documents, and guide you through modification applications — at no cost to you.
Our referral network includes nonprofit housing agencies across Hartford County and Western MA that provide emergency rental assistance, relocation support, and housing stabilization services for families in transition.
If you need to vacate your home — whether through a sale, deed in lieu, or foreclosure — we work with transitional housing programs that provide interim housing while you stabilize your situation and plan your next steps.
We maintain relationships with experienced CT and MA foreclosure defense attorneys who can represent you in court, challenge improper foreclosure procedures, and buy you critical time to explore your options.
For families navigating foreclosure alongside addiction recovery, we maintain connections to sober living facilities and recovery housing programs in CT and MA that provide safe, supportive environments.
Whether you keep your home or move on, we connect you with nonprofit credit counseling services to help you rebuild your financial standing and prepare for your next chapter.
True Home Path was founded because too many homeowners in pre-foreclosure don't know all their options — and end up making costly decisions out of fear and time pressure.
Nicholas Devine has helped hundreds of Connecticut and Massachusetts homeowners navigate distressed situations. His solutions-first approach means you get honest guidance — even if that means keeping your home instead of selling it.
True Home Path works alongside nonprofit housing organizations, HUD-approved counselors, transitional housing providers, and foreclosure attorneys to ensure every homeowner has access to the right resources — regardless of whether they end up selling.
For homeowners who do need to sell, True Home Path connects you with The Property Warehouse LLC, a CT & MA investment firm that can close in as little as 7 days with no fees, repairs, or commissions.
Pre-foreclosure is confusing and stressful. Here are the questions we hear most often.
In Connecticut, the judicial foreclosure process typically takes 6–12 months from the complaint filing. In Massachusetts, the non-judicial process moves faster — typically 4–6 months from the first notice. Acting quickly opens more options.
No — a foreclosure notice is the beginning of a legal process, not the end of ownership. Many homeowners successfully stop foreclosure through loan modifications, forbearance, refinancing, or a timely sale.
No. Our consultations are completely free with no obligation. We believe every homeowner deserves to understand their options before making a decision this significant.
No. Everything you share is completely confidential. We only connect you to attorneys or other professionals with your explicit consent.
You still have options. Short sales, deed in lieu, and loan modifications are all available even when you're underwater. We'll help you understand what each means for your credit and finances.
Yes — we have helped homeowners even days before a scheduled auction. If selling quickly is the best path, our partner network can close in as little as 7 days. Call us immediately at (860) 791-3608.
A free 20-minute conversation can change everything. Let us help you understand exactly where you stand and what your best path forward looks like.